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Manager, Collateral Management Dvision, Credit Risk Department (Civil agreement)
Описание вакансии
Duties
Description
Policies, Processes, Systems & Procedures
Monitoring of collateral (inspection, examination and verification of availability of collateral, its condition, content, as well as other parameters in accordance with the Bank's internal rules and requirements of the legislation of the Republic of Kazakhstan);
Identification of changes in the quantitative composition and qualitative characteristics of the pledged item and notification of the relevant services for the Bank to take necessary measures;
Checking the adequacy of reports of independent appraisal companies on collateral valuation;
Developing internal policies and procedures for collateral management;
Control over timely fulfillment by pledgers of their obligations under pledge agreements within the competence of the Department;
Implementation of a set of measures to ensure registration of the right to pledge property with authorized bodies and organizations, including preparation of cover letters;
Timely informing the Bank's employees about the risks associated with pledged collateral, as well as factors affecting the value of pledged property;
Preparation of reports on risk analysis of the loan portfolio in terms of collateral;
Participation in automation of collateral reporting in terms of credit and portfolio reporting;
Representation of the Bank in state and other authorities, as well as in relations with individuals and legal entities on the basis of a power of attorney on issues within the competence of the Department.
Research/collection/monitoring of data
Participation in automation of collateral reporting in its credit-portfolio part.
Monitoring of collateral items (inspection, examination and verification of collateral items, their condition, contents, as well as other parameters in accordance with the Bank's internal rules and requirements of the RoK legislation);
Reporting
Preparation of collateral risk analysis reports for the Bank's Management and Authorised Bodies, Regulatory Authorities, Head Bank in the UAE, as required;
Self-organisation
Organise their work in accordance with
policies, procedures, processes and practices to ensure compliance with them and to increase
Contribute to the effectiveness of the organisation;
Ensure quality work with zero errors.
EXPERIENCE, QUALIFICATIONS & COMPETENCIES
Experience
At least 2 years' experience in a similar position in the banking industry;
Knowledge of methods of collateral valuation;
Have the skills to analyse and conduct collateral and legal review of documents;
Have the skills, experience of drawing up reports;
Have negotiating skills and experience;
Qualifications
Bachelor's degree from a recognised university / Graduate degree in law or economics;
Professional Qualifications
Certificate of Appraiser qualification issued by the Chamber of Appraisers and membership of one of the Chambers of Appraisers in accordance with the Law of RK on Appraisal Activities in the Republic of Kazakhstan;
Professional competences
Knowledge of the Law "On Banks and Banking Activities in the Republic of Kazakhstan";
Knowledge of banking law, civil and labor law;
Knowledge of the Law of the Republic of Kazakhstan "On appraisal activities";
Organization and planning;
Analytical thinking;
Behavioural Competencies
Organisation and Planning;
Implementing a high performance culture;
Effective communication and cooperation to achieve success;
Ability to work effectively with people in all areas of the Bank;
Communication skills (verbal);
Compliance with banking principles, norms
CONDITIONS:
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Location: Almaty, Esentai Business Center
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2-hour Friday break
О компании «Исламский Банк ADCB»
О Банке
АО "Исламский Банк "ADCB" - Основанный в 2010 году, Исламский Банк ADCB является первым исламским банком в Казахстане и Содружестве Независимых Государств (СНГ). Исламский Банк ADCB предоставляет корпоративным и институциональным клиентам полный спектр банковских услуг, отвечающих требованиям Шариата, включая различные структуры финансирования и решения по управлению денежными средствами.
Группа ADCB котируется на фондовой бирже Абу-Даби и имеет высокие кредитные рейтинги инвестиционного уровня от Fitch A+ и Standard & Poors A.
С момента начала своей деятельности ADCB Казахстан сосредоточил свое внимание на корпоративном секторе, предоставляя решения исламского финансирования для удовлетворения потребностей крупных корпораций и клиентов малого и среднего бизнеса.
В 2024 году АО "Исламский банк "Al Hilal" был ребрендирован в АО "Исламский банк "ADCB", чтобы усилить фокус на корпоративных банковских услугах в Казахстане и поддержке клиентов, работающих в ключевых экономических коридорах через стратегическое присутствие Группы ADCB в Казахстане, Объединенных Арабских Эмиратах, Египте и Саудовской Аравии.
Головной офис Исламского Банка ADCB расположен в Алматы, а также офисы в Астане и Шымкенте.
Наша миссия
- Строить долгосрочные партнерские отношения с клиентами через:
- Индивидуальный подход к каждому клиенту
- Предложение инновационных продуктов и высокого сервиса
- Предоставление всегда клиентам выбора
Наше видение
- Стать исламским банком номер один в Казахстане, постоянно внедряющая инновации, финансово успешная организация, обладающая высочайшей честностью, уважаемая нашими клиентами, конкурентами и обществом.
Наши ценности
Честность: мы поступаем правильно, даже когда никто не смотрит
Забота: мы защищаем своих сотрудников и выполняем взятые на себя обязательства
Амбиции: мы стремимся быть лучшими каждый день
Уважение: мы ценим наше разнообразие
Дисциплина: мы делаем всё правильно каждый раз
Карьера
Мы понимаем важность команды профессионалов своего дела, чтобы предлагать лучшие продукты и обслуживание нашим клиентам.
Поэтому постоянно находимся в поиске талантов, которые разделяют наше видение и хотят развиваться вместе с нами.
Мы приветствуем идеи, инновации, лучшие практики, постоянное совершенствование и развитие.
About ADCB Kazakhstan
“ADCB” Islamic Bank” JSC (ADCB Kazakhstan) is the first Islamic bank in Kazakhstan and the CIS, established in 2010 by intergovernmental agreement between Kazakhstan and the UAE, with the mission of providing innovative banking products and services in accordance with the rules and principles of Sharia. ADCB Islamic Bank provides a comprehensive range of Shariah-compliant banking services to corporate and institutional clients, including various financing structures and cash management solutions.
ADCB Group is publicly listed on the Abu Dhabi Securities Exchange and has high investment-grade credit ratings from Fitch A+ and Standard & Poors A.
Since it began operations, Al Hilal Bank Kazakhstan has focused on the corporate sector, providing Islamic financing solutions to address the needs of large corporates and SME customers.
In 2024, Al Hilal Islamic Bank JSC was rebranded to ADCB Islamic Bank JSC to reinforce its focus on corporate banking services in Kazakhstan, and its support for clients active in key economic corridors through ADCB Group’s strategic presence across Kazakhstan, United Arab Emirates, Egypt and Saudi Arabia.
Al Hilal Bank Kazakhstan has branches in Almaty, Astana, and Shymkent.
Our mission
- To build partnerships with customers that last a lifetime, by:
- Treating every customer as an individual
- Offering Innovative products and unparalleled service
- Never forgetting that our customer has a choice
Our vision
- To be the number one Islamic bank of choice in Kazakhstan. A constantly innovating, financially successful organisation of the highest integrity, respected by our customers, our competitors and the community.
Our values
Integrity: We do the right thing even when no one is looking
Care: We protect our people and honour our commitments
Ambition: We strive to be the best every day
Respect: We value our collective diversity
Discipline: We do things right every time
Careers
We understand the importance of the team of professionals in their field to offer the best products and services to our customers.
Therefore, we are always looking for talent individuals who share our vision and want to develop together with us.
We welcome ideas, innovations, best practices, continuous improvement and development.
